The gamer should never purchase insurance.

If you only have three cards, you can bet on any of the following hands; otherwise, fold. A six or above is considered a "high card."

- Any three-of-a-kind pair
- Any three cards to a flush three cards to a straight with at least two high cards
- 3 high cards of your choice

If you only have four cards, you can bet on any of the following hands; otherwise, fold.

- Any pair, two pairs, or three of a kind are acceptable.
- There are four straights, flushes, or straight flushes to a straight, flush, or straight flush.
- 3 high cards of your choice

This technique is nullified if the player purchases insurance, which he should avoid in the first place.

The house has a 10.42 % advantage. It's 5,417,544/51,979,200 to be accurate. The average wager size is 1.93 units, resulting in a risk factor of 5.41 %. With an average wager size of 3.71 units and a risk factor of 6.42 %, the house edge is 23.83 % if the player buys insurance and plays the right insurance strategy.

When a player does not buy insurance, the following table illustrates the number of times each event is predicted to occur in each combination of 51,979,200 hands, the likelihood, and the contribution to the player's return.